Family Income Benefit
The most cost-effective form of family protection:
Rather than providing a lump sum should you die, Family Income Benefit provides a regular, tax free, monthly income for your dependants - from the time of the claim to the end of the plan term.
For example:
Plan Term — 20 years.
Time claim made — After 4 years.
Benefits paid — For the remaining 16 years.
Family Income Benefit often costs less than Life Insurance.

Family Income Benefit is particularly attractive to those who like to know they have a regular monthly income and would rather not have to worry about complex investment decisions to make the most of a lump sum payout.