Private Medical Insurance
What is private healthcare?
Private healthcare is medical
treatment paid for privately by you - rather than by
the NHS. Private Medical Insurance can also include
policies such as dental plans and cash plans.
Private medical insurance covers
the costs of private medical treatment for what is
commonly known as an acute condition (a disease,
illness or injury that is likely to respond quickly
to treatment). In general, it will not cover the
treatment of long-term and incurable illnesses as
this is usually coverd through
Critical Illness Cover.
Why is private healthcare so
popular?
As our lifestyles and our
expectations change, more and more of us are turning
to private healthcare. The National Health Service
does a very good job under difficult conditions in
looking after the nation's health. Yet many people
choose to go private to avoid the long waiting lists
associated with some NHS treatments.
Although the NHS is making
progress in reducing waiting times, at the end of
June 2006 there were just over 194,000 people who
had been waiting more than three months for
in-patient treatment.* This excludes the number of
people waiting for specialist consultations and
diagnosis.
* Source:
Commissioner based England summary ordinary and
day-case admissions combined.
Waiting list at the end of Q1
2006/2007.
What are the advantages of
private healthcare?
As a private patient you can
often choose when treatment will take place, the
specialist who treats you and the hospital. You will
usually have the privacy of an ensuite room complete
with TV and other home comforts.
What are the advantages of the
NHS?
Most treatment on the NHS is
free. And you will always get treatment for an
emergency or an accident at an NHS hospital. The NHS
also has facilities for treating some serious
conditions too, for example many types of cancer.
Whatever your financial advice requirements are,
you can be assured that Ashton Hoyle are well
positioned to provide an innovative answer and we
look forward to speaking to you on any financial
matter. Contact us now
to see how we can help. |
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