General information

Financial advice is not just about protection, retirement planning, investments, saving tax, etc…it’s also about providing a quality ongoing service.  

Ashton Hoyle Independent Financial Advisers provide impartial independent financial advice to both private individuals and corporate clients.

The founders of Ashton Hoyle were previously based within large accountancy practices within the North West area, providing excellent financial services to the clients of these firms and as such, have amassed a wealth of experience and technical knowledge in order to meet most client's needs and objectives.

We have a very close working relationship with Guardian Pension Consultants, through whom we are able to provide access to and advice for Small Self Administered Schemes (SSASs) and Self Invested Personal Pension Schemes (SIPP’s). We have an extensive knowledge of the technical aspects of commercial property purchase via approved pension schemes. We will advise you on the most appropriate solution for your requirements, assist you in appointing a lender and solicitor and correspond between all parties to ensure a smooth transaction.  We have strong relationships within the banking sector and we only work with solicitors who have a good working knowledge of pension scheme property purchase.

As well as the usual trust based approach to Inheritance Tax (IHT) planning, we also advise on solutions that benefit from Business Property Relief (BPR), thereby providing Inheritance Tax efficiency after two years. We are currently in negotiations with a major high street bank and a well known financial institution around the design of a tax efficient wealth preservation scheme and hope to be in a position to advise clients on this in due course.

The firm also has a lot of experience in providing advice to both solicitors and other professionals on the technical aspects of Pensions and Divorce and Inheritance Tax planning.

We are also in a position to advise trustees on their obligations under the Trustee Act (2000), and furthermore we manage trust funds within a structured and disciplined portfolio that fully satisfy the requirements of the Trustee Act (2000).

Ashton Hoyle Independent Financial Advisers have also developed a series of pre-defined portfolios in conjunction with Selestia. This means that only funds that have passed a rigorous filtering process are selected and with our quarterly re-assessment procedure, our investment recommendations are under constant review. Through this process, we are confident of offering our clients optimum potential investment returns in accordance with their attitude to risk.

Whatever your financial advice requirements are, you can be assured that Ashton Hoyle are well positioned to provide an innovative answer and we look forward to speaking to you on any financial matter.